My Investments and Retirement Plans
~ Friday, September 1, 2023 Blog Post ~
I encountered this X post from Fidelity Investments this week, in which the financial institution asked its followers what factor inspires them to invest. My answer is “a comfortable retirement.” My second answer is “debt-free future.”
The other options are “future entrepreneurship” and “philanthropy.” I’m not into charity, so “philanthropy” is not a choice for me. Meanwhile, “future entrepreneurship” is a consideration for me since investing in more businesses helps achieve my financial aims.
As a millennial investor, I have poured my hard-earned money into stocks, share capital preferred and common, and time deposit accounts as among my investments for my future.
My plan is to increase my investments as I get older and more financially secure. I’m doing all of these financial endeavors to achieve my target of a comfortable retirement in the future. Luckily, I do not have any outstanding debt obligations and I avoid falling into debt traps. Thus, I’m certain I will have a “debt-free future.”
Besides having a financially comfortable and secure future, among my retirement plans is to carry on writing about personal finance — yes, money. I love reading, writing, and learning more about money, specifically its power to change and make lives better and to make plans possible, whether it is for an individual or an establishment.
As I near middle age, I totally agree in the popular saying and line from “The Money Song” by British comedy group Monty Python:
“Money, money, money makes the world go round!”
At this age, I think money is all that makes sense and it is undoubtedly important in people’s lives. Financial literacy and financial security are very significant, and these key insights are my main learnings and realizations as I grow older. They also led me to be more interested in focusing my career, retirement, and overall life on finance.
I want to enumerate my retirement plans here. They are actually JUST A CONTINUATION OF MY HOBBIES AND INTERESTS.
When I retire in the future, I WILL CONTINUE TO. . . .
- Write about money and personal finance;
- Read and learn about everything money and finance-related — international finance, international business, the capital markets, economics, international economics, personal finance, investment management, wealth accumulation, management, and preservation, among many others;
- Save, invest, and definitely ENJOY my hard-earned money and wealth;
- Travel the world and visit the financial centers;
- Stay healthy and physically active; and
- Look after and maintain my investments.
My retirement plans exhibit my lifelong passion for finance. I do not want to suffer from dementia or Alzheimer’s disease. Thus, I need to keep my mind active and engaged by reading and writing about finance for the rest of my life.
