I’ll receive the Christmas cash gifts and bonuses, but I’ll still cut costs.
~ Tuesday, November 21, 2023 Blog Post ~
It’s that time of the year when we start receiving Christmas bonuses at the workplace and cash gifts from those near and dear to us. It is also that time when credit card bills accumulate because of Christmas shopping, purchasing presents for families, friends, and colleagues, Christmas lunch and dinner get-togethers, hotel staycations, and other holiday expenditures.
As a hardline frugalist, my advice to myself is, yes, get those Christmas cash gifts, bonuses, and paychecks. But since I don’t want to start my New Year 2024 with a lot of credit card debts, I will continue to cut costs and be frugal, despite the Yuletide.
In the last five weeks of 2023, I’ll still do grocery shopping and dine out with family and friends. But that is it. I’m not doing a lot of Christmas shopping or splurging since I really don’t want anything except that 2024 planner from Starbucks. That’s it.
Again, I don’t want to start the New Year with too many credit card payables. Hence, I’m still going to be mindful of my spending activities this holiday season. I’ll continue to control my spending and cut costs. In this manner, 2024 will be a fresh financial year for me with paltry credit card bills I need to settle.
