Aggressive, consistent, and disciplined saver and investor: That’s me.

~ Wednesday, May 1, 2024 Blog Post ~

Gwen Stefani in her official music video for “Rich Girl” song (Screengrab from YouTube / Sheena Ricarte, May 2024)

At this stage, I have no other interest other than spending my time and energy on becoming a much better saver and investor. This personal interest includes attending market education webinars and learning more about the tried-and-tested and latest wealth-building tools. These enriching activities have cemented the benefit of the golden nugget of compounding power in me and offered me a deeper understanding of financial landscapes.

I’m always thinking about my financial present and future. Being single and having zero intent of settling down and having my own family, I’m more focused on my personal expenses that require funding. They are:

a. Living costs, including dining out, groceries, and utilities;

b. My health; and

c. Foreign travels.

I need to finance my present and future retirement lifestyles. I want to ensure that I maintain my convenient and financially comfortable situation for the rest of my life.

Hence, I have always been an AGGRESSIVE, CONSISTENT, and DISCIPLINED SAVER and INVESTOR. I fervently devote my dedication and time to my income-generating activities and passive income portfolio.

Furthermore, I relish watching my savings and investment portfolio grow over the years through my regular contributions and deposits in my investment and savings accounts, respectively.

I have been an aggressive, consistent, and disciplined saver and investor since I was in my grade school years. I save and invest often as well. In fact, I have saved and invested early and have carried this financially beneficial practice up to the present time and I will do so until I’m old and grey.

Through my perseverance, patience, sacrifices, and profound personal finance knowledge, I get back more in return, yields-wise, since I put more into my investment and savings accounts consistently.

As 2024 goes on, I continue to supercharge my savings. I also protect my investment funds’ yield and limit my downside. I strive to have more money set aside in my dedicated retirement accounts and always cut my expenses. With my right aggressive savers’ mindset and discipline, which involves having zero expensive entertainment, I can continuously set aside more funds for myself for my more financially secure future.

As investing is a long journey and the risk is in NOT investing, my current plan is to accumulate more dividends. Then, later on, I will continue re-investing these funds. As an investor, my long-term horizon is my friend. I do not withdraw my dividends for any reason because I want to forever benefit from the power of compounding. Moreover, I want to create more passive income streams for myself to further my financial security and financial peace of mind for the long term.

Stock investments grow over time through dividends and stock price appreciation. Yet, I certainly do not just buy stocks indiscriminately just because I have capital. I invest confidently, ambitiously, and of course, prudently.

The first and constant thing I think about is my savings and investments’ yields. I want to keep watching my saved and invested funds grow despite the average recessionary bear market that may potentially transpire.

There is certainly a lot of money to be made in this lifetime. I will continue to save and invest for my retirement in the near future with active and passive saving and investing strategies. I’m doing these financially enriching activities in pursuit of greater financial independence and financial security for myself. I certainly want to enjoy my life with my long-term savings and investments.