3 Pleasurable Ways to Enjoy Your Hard-Earned Money (Before Somebody Else Does)

~ Saturday, October 15, 2022 Blog Post ~

By Sheena Ricarte, Originally written on Sunday, February 28, 2021

You must have already built your nest egg or emergency savings and are relishing the joys and comforts of financial stability and security.

You must have followed David Bach’s “Latte Factor” and other personal finance golden nuggets and have consequently enjoyed the joys of financial stability or never having to grapple with living paycheck-to-paycheck.

Moreover, you must have practiced the “No-Spend Day” challenge that led you to spend your hard-earned money wisely. The necessity to have emergency savings is merely a cliché to you now since you have already mastered being financially savvy after self-studying personal finance by heart for several years as well.

Being a miser and a cost-cutter, indeed, comes with considerable monetary benefits. Nevertheless, now that you have achieved these financial advantages, you are left asking yourself, “What now?”

If you are an unmarried and financially stable or secure professional and your only financial obligations are your monthly bills — yes, that is, with zero dependents such as young children or ailing parents — you are lucky. Your money is just yours to enjoy.

Yes, enjoy it, miser. You have already saved so much. Hence, the best thing you should do next is to take pleasure in the value of your hard-earned money.

Life is not all about just saving, saving, stashing, and stashing. You should get the value of your money! You should also know that your money is not yours yet until you get its true value and the way to get this worth is by spending it.

Otherwise, someone else will be the ones who will revel in your hard-earned money. You should be very concerned because these are unscrupulous people.

Think of leech or free-riding relatives, friends, colleagues, and bankers. They are typically clever manipulators, liars, freeloaders, and exploiters. They are all scheming and determined to put your hard-earned money and every cent you worked hard for in their pockets.

This unfortunate scenario will surely leave you with regrets if you fall victim, especially if you are a religiously hardworking and greedy cheapskate who spent all his life saving every cent he worked hard for for the sunny and rainy days.

Here are three great ways on how you can enjoy your hard-earned money:

1. Finance your hobbies.

Creating a wealth affirmation artwork is one attractive hobby you will delight in, especially if you are after wealth accumulation, otherwise known as dreaming of and working hard to become rich, if not superrich.

You can delight in your hard-earned money by purchasing the materials for this enjoyable pursuit. Discover the necessary materials, the procedure to follow, and some examples of a wealth affirmation artwork below.

2. Enjoy your favorite dishes in fine dining places.

Are you craving for crispy chicken cutlets with garlic rice and warm, rich gravy? What about that warm bowl of native Filipino dessert called ginataang halo-halo?

Go ahead, order your favorite delicious or exotic dish or the dish you are craving for at the moment. Remember that eating is a pleasure. Therefore, eat slowly and savor your every bite and nibble.

You can also take pleasure in consuming your favorite meal if you sit in front of or by the restaurant’s huge window in front of it. For sure, you can help the restaurant attract more diners.

3. Relish intimate date nights at home with your spouse or partner.

Enjoying your money with your beloved husband, wife, boyfriend, or girlfriend is another amazing idea. If you are a hedonist, you can order grilled chicken dinner and chicken tenders salad that you can share and savor together.

Dining together at the dinner table or on the couch can let you relax and bond more as you also get to enjoy your intimate conversations together.

You can best relish these pleasures together at the comforts of your home. Yes, you can surely save money and time with this option, considering that you do not need to drive. You can just relax and indulge together with your dearly beloved at home.

Doing these pleasurable things once in a while will not hurt your pocket. Think of it this way: What is spending US$100 on a weekend if you are a seven-figure person, anyway? Your net worth and ballooning bank savings, indeed, dwarf your weekend splurge. So, your US$100-worth of weekend expenses is nothing.

You should not feel anxious or guilty, too, because you will relish just some of your money, and your seven-figure bank savings will remain as it is — untouched. Additionally, you should not worry because you will just do these pleasurable things once in a while and not every day.

You will surely feel terrific, considering that you get to enjoy the value of your hard-earned money. While enjoying your pleasures with your money, you can feel awesomely rewarded, too.

Thus, go ahead and tell yourself, “These great pleasures are what I worked and saved hard for all these years, and I deserve to relish them today.”

If you have an asset protection lawyer, you can sleep well at night and continue to have enjoyable moments spending your hard-earned money and getting its genuine value once in a while.

You can surely do whatever gratifying activities you want with your money. After all, it is yours. You worked hard all your professional life to earn it. And again, you surely do not want every cent you worked hard for being enjoyed by someone else who you do not like.

Have a wonderful time enjoying your money today!

MY WEALTH AFFIRMATIONS ARTWORK: ART MATERIALS AND EXAMPLES

By Sheena Ricarte

February 13, 2021

Budget:

US$10

Materials:

scissors

tape

glue

colored markers

colored paper

plastic cover

play money

play coins

bank flyers